Taking the Steps To Empower Your Money

Donja Cluff is a nationally recognized Investment Advisor and the founder of Donja & Co., where she helps working professionals take control of their money and design a life they love—now and in retirement. With deep expertise in debt elimination, tax-free retirement planning, and long-term wealth accumulation, Donja works with a trusted network of advisors across the country to design customized financial strategies tailored to each client’s unique goals.

Donja’s mission is simple: to help her clients sleep better at night by empowering them to take charge of their financial future. She specializes in finding the “loose change” in every budget, building realistic and powerful wealth plans, and showing clients how to grow money efficiently, often without taking on unnecessary risk or debt.

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With a background in health coaching and over 14 years of experience helping people make transformational life changes, Donja brings a rare combination of heart and strategy to the world of finance. She is a certified Dave Ramsey SmartVestor Pro (licensed in 5 cities), and has worked with individuals and families nationwide to eliminate debt, improve money habits, and achieve financial peace.

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Whether you’re looking to rapidly eliminate debt, build tax-free income for retirement, or start growing real wealth, Donja will meet you where you are—and help you build a plan that gets you where you want to go.

Donja is also a proud mother of five, a passionate advocate for early financial education, and a firm believer in leading by example. Her children started investing at a young age, and financial literacy is a cornerstone in her home. When she’s not coaching clients, Donja enjoys traveling the world and living a vibrant, health-centered lifestyle.

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